Biggbonuspoints Payments Privacy Policies
Your use of Biggbonuspoints Payments is governed by the Biggbonuspoints Payments Terms of Service, which describes in more detail the Services covered by this Privacy Notice. Capitalised terms not defined in this Biggbonuspoints Payments Privacy Notice shall have the meaning ascribed to them in the Biggbonuspoints Payments Terms of Service.
The Biggbonuspoints Payments Privacy Notice applies to Services offered by Biggbonuspoints LLC’s wholly owned subsidiaries, including Biggbonuspoints Payment Corp. (‘GPC’). Please consult the Biggbonuspoints Payments Terms of Service made available to you within the Service to learn the subsidiary offering the Service.
Information that we collect
Information obtained from third parties – We may obtain information about you from third parties, including third-party verification services. This includes information arising from Biggbonuspoints Payments transactions at merchant locations, information regarding your use of payment methods and your accounts issued by third parties that are linked to Biggbonuspoints Payments, the identity of your card issuer or financial institution, information regarding access to balances held in your Biggbonuspoints Payments Account, information from a Carrier or Operator in connection with Carrier or Operator Billing, and consumer reports, as the term ‘consumer reports’ is defined by the US Fair Credit Reporting Act.
Also, for sellers, we may obtain information about you and your business from a credit bureau or a business information service.
Transaction information – When you use Biggbonuspoints Payments to conduct a transaction, we may collect information about the transaction, including the date, time and amount of the transaction, the merchant’s location and description, a description provided by the seller of the goods or services purchased, any photo you choose to associate with the transaction, the names and email addresses of the seller and buyer (or sender and recipient), the type of payment method used, your description of the reason for the transaction and the offer associated with the transaction, if any.
How we use the information that we collect
Your registration information is stored in association with your Biggbonuspoints Account and your registration of a payment method will be stored on Biggbonuspoints’s servers. In addition, certain data elements may also be stored on your mobile device. We may retain the information that you provide for extended periods of time for the purpose of complying with legal process and regulatory obligations.
Information that we share
We will only share your personal information with other companies or individuals outside of Biggbonuspoints in the following circumstances:
As necessary to process your transaction and maintain your account.
To complete your registration for a service provided by a third party.
To inform a third-party merchant, whose site or app you visit, whether you have a Biggbonuspoints Payments account that can be used for making payment to that merchant.
For example, when you make a purchase or transaction using Biggbonuspoints Payments, we make certain personal information about you available to the company or individual you purchase from or transact with. This includes sharing your personal information with the developer from whom you purchased when you use Biggbonuspoints Payments to make a purchase on Biggbonuspoints Play. When you add a third party form of payment to your Biggbonuspoints Payments Account, we may exchange certain personal information about you, such as your name, profile image, email, IP and billing address, phone number, device info, location and Biggbonuspoints Account activity info, with the third-party payment provider as necessary to provide the service.
When you visit a participating merchant site or app, the merchant can check whether you have a Biggbonuspoints Payments account with an eligible form of payment that can be used to pay the merchant, in order to reduce the likelihood that you will see unusable features on sites or apps.
Any information that you provide directly to a third-party merchant, website or application is not covered by this privacy notice. We are not responsible for the privacy or security practices of merchants or other third parties with whom you choose to share your personal information directly. We encourage you to review the privacy policies of any third party to whom you choose to share your personal information directly.
The information that we collect, including information obtained from third parties, is shared with our affiliates, meaning other companies owned and controlled by Biggbonuspoints LLC. Our affiliates, which can be financial and non-financial entities, will use such information for their everyday business purposes.
We provide you with the right to opt out of certain sharing between GPC and its affiliates. Specifically, you may choose to opt out of:
Sharing between GPC and its affiliates of information about your creditworthiness for their everyday business purposes; and/or,
Our affiliates marketing their products or services to you based on your personal information that we collect and share with them. This information includes your account history with us.
You may also choose to opt out of Biggbonuspoints LLC or its affiliates informing a third-party merchant, whose site or app you visit, whether you have a Biggbonuspoints Payments account that can be used for payment to that merchant.
If you choose to opt out, your choice will be effective until you tell us to change your choice.
If you don’t want us to share personal information about your creditworthiness between GPC and its affiliates, or if you do not want our affiliates to use your personal information collected by us and shared with them to market to you, or if you do not want Biggbonuspoints LLC or its affiliates to inform a third-party merchant, whose site or app you visit, whether you have a Biggbonuspoints Payments account that can be used for payment to that merchant, please indicate your preference by logging in to your account, going to the Biggbonuspoints Payments privacy settings page, and updating your preferences.
We will not share your personal information with anyone outside of GPC or with our affiliates except as described in this privacy notice. As explained above, Biggbonuspoints Payments is a product offered to Biggbonuspoints Account holders. Data that you provide to Biggbonuspoints LLC for the purpose of signing up for a Biggbonuspoints Account is not affected by the opt-out provisions in this notice.
The security of your Biggbonuspoints Payments Account depends on you keeping your account password(s), PINs, and other access information for the Service confidential. If you share your account information with a third party, he or she will have access to your account and your personal information.
It is your responsibility to control access to your mobile device and the Biggbonuspoints Payments application on your device, including keeping your password(s) and/or PIN confidential and not sharing it with anyone. It is also your responsibility to alert Biggbonuspoints or the relevant partner if you believe that the security of the information in the Biggbonuspoints Payments application has been compromised.